Gram Suraksha Yojana : Indian Postal Department has introduced many savings schemes for the convenience of customers. Also, if the minimum amount is paid under this scheme, the maximum amount can be refunded. Once you invest Rs 1,500 per month, you can get returns of up to Rs 34 lakh.
What are the benefits of Gram Suraksha Yojana
- Gram Suraksha Yojana has been introduced by Indian Postal Department.
- Installments can be paid monthly, quarterly, half-yearly and annually under this scheme.
- A maximum of 10 thousand rupees to 10 lakh rupees can be invested annually.
- The amount of monthly installments will vary based on age.
How to calculate
- Assume that you are 19 years old. If you want to invest Rs 10 lakh every month, you will have to pay a monthly premium of Rs 1,515 for a period of 55 years.
- If you invest for a period of 58 years, you will have to pay a premium of Rs 1,463 and if you invest for 60 years, you will have to pay a premium of Rs 1,411.
You can get Rs 31.60 lakh for a 55-year term, Rs 33.40 lakh for a 58-year term and Rs 34.60 lakh for a 60-year term. Everyone can easily invest in this scheme implemented by the postal department for the rural people.
Not only Gram Suraksha Yojana but many other schemes have been implemented in Indian Postal Department.
Visit the nearest post office or log on to the official website: https://www.indiapost.gov.in/Financial/pages/content/post-office-saving-schemes.aspx
post office to get more information about the schemes implemented by the post office for the customers.